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    Credit Risk Analyst - Dublin, Ireland - Walters People

    Walters People
    Walters People Dublin, Ireland

    6 days ago

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    Description
    Credit Risk Analyst Salary - 40,000 Euro Location
    • Dublin Your key responsibilities * The main responsibility of the Credit Analyst is the execution of the necessary risk assessment appropriate to each customer and credit application type.
    * This includes evaluation of financial data, such as balance sheets and income statements to determine the level of default risk, including the calculation of financial ratios, interpreting results from decision-making and the preparation of a report to register the required audit trail.

    * For credit origination, you will perform the credit analysis, which includes KYC/CDD (Know Your Customer) elements and the update of rating or scoring and issue a credit opinion.

    You are also responsible for registering new customers in a risk system following the registration done by sales, if needed.

    * If the credit application is within their derogation rights, as defined in the delegation letter, you will make the credit decision and proceed to credit authorization.

    If not, they will be responsible for preparing the credit file to be shared with the second line of defence for validation.

    o For credit review, you are responsible for regular rating / scoring update. Your skills and experience * Relevant University degree (Bachelor/Masters level) e.g. in Finance, Accounting, Business Administration.

    Candidates with higher education on Credit risks topics, combined with adequate knowledge of the financial sector will also be considered.


    • Minimum 1/2 year experience as Credit Analyst.
    • Knowledge about Credit risks including a very good understanding of current requirements in Credit origination.
    • Strong financial analysis and accounting capabilities.
    If you are interested in this role, please contact me on or Skills:
    Credit Analyst Underwriting RIsk AML
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