Cibu Francis

Dynamic and results-driven sales leader with over 17 years of progressive experience in the banking and insurance sector. Proven track record of driving sales growth, enhancing customer relations, and improving team performance. Skilled in developing and executing strategic sales plans, managing key accounts, and training high-performing sales teams. Adept at collaborating with various stakeholders, meeting targets and timelines, and managing complex sales operations. Deep understanding of credit and lending processes, having led significant sales initiatives in these areas. Strong ability to motivate teams, cultivate relationships, and deliver on performance expectations. Committed to driving revenue growth, exceeding sales targets, and delivering exceptional customer service

"Over 17 years of extensive experience in the financial services sector, including roles in business development, sales management, and credit lending. I have an exceptional track record in leading sales teams, expanding customer portfolios, and establishing sales goals in various roles across ICICI Bank, HDFC Bank, and Kotak Mahindra Bank. I have demonstrated my ability to excel in people management roles and in managing client relationships. My experience ranges from handling insurance products, mortgages, business lending, to gold loans, showcasing my versatility in understanding and selling various financial products. I have also shown strong competency in credit and lending, with specific expertise in providing enterprise solutions, working capital limits, term loans, and non-fund based limits to the SME segment. I am recognized for my strong customer focus, excellent planning, and process adherence abilities, coupled with my numerical and report writing skills that aid in sound decision-making."

Masters in Entrepreneurship and Marketing